Spectralgraph
Insurers

Someone will read your AI systems file and ask what the model itself does.
That answer has to be measured.

We are an independent testing lab. We measure how often the language model your company hosts makes things up, using your own question types, and hand you dated evidence for the program file.

FIXED PRICE · FIVE BUSINESS DAYS · NO MEETINGS, EVERYTHING IN WRITING · NO POLICYHOLDER DATA
The regulatory moment

Where the program file usually runs thin.

Programs built out of policy documents tend to share one weakness. When someone asks how the model itself behaves, the file has adjectives where it needs numbers.

What the instrument does is read the model's own token probabilities while it works, rather than reading the text it hands back. Run it against your real claims, coverage and service questions, on a model your company hosts or designates, and it maps where the model fabricates and how often, down to the specific flagged answers your team can check. What lands in the file is a signed, dated screening measurement. Detection performance so far: 0.852 AUC on models the instrument had never seen, fabricated-entity discrimination, length-controlled, leave-one-model-out. Method paper DOI: 10.5281/zenodo.21365654.

What it needs from you

No policyholder data. Nothing installed. Five business days.

It never touches policyholder data. It needs a sample of your real question types, the way your teams actually phrase them, and a model endpoint you designate: a self-hosted open-weight model, a vLLM-class private-cloud deployment, or a fine-tune your company controls. Private Azure OpenAI exposes probabilities on output tokens only, so that takes behavioral testing instead. Vendor-attested SaaS AI is out of scope, and we will say so.

The first measurement is your baseline. Quarterly re-measurement after that builds the trend record as models change. Provision-by-provision detail is in the crosswalk to Bulletin 2024-11, including what stays outside scope. Outside Oklahoma, the same mapping runs against the model text your state adopted: the NAIC model bulletin crosswalk (state adoption table). Connecticut domestics have a date on the calendar, the September 1 annual AI certification. For the examination side, the AI Risk Evaluation Supplement crosswalk maps the Supplement line by line, including the items no outside party should be answering.

Terms

The price is published and it never depends on what I find.

The LLM Validation Report is $9,500. Continuous Assurance is $6,500 per quarter for one model. The pre-deployment Model Selection Study is $4,500 for two candidates, up to $7,500 for four. Full terms are on the pricing page. No work begins without a signed engagement letter, and no fee is ever success-based.

Straight answers

Questions insurance compliance teams ask first

Does this satisfy OID Bulletin 2024-11?
No single vendor artifact satisfies a governance bulletin, and we won't pretend this one does. What the measurement gives you is one concrete piece of evidence inside the program: an independent, dated record of how your model behaves.
Does the test touch policyholder data?
Never. It needs a sample of your question types and a model endpoint you designate. Policyholder data stays where it is.
Our AI is inside vendor software. In scope?
If the vendor hosts and attests to the model, there is nothing of yours to measure and we will say so. What we can measure is a model your company hosts or designates, at any deployment that exposes prompt-side token probabilities.
What lands in the governance file?
A signed, dated screening measurement: where the model fabricates, how often, on which topics, with the flagged answers your team can verify line by line. Quarterly re-measurement adds a trend record as models and prompts change.

Read the report before you commit to anything.

Email us and the sample validation report comes back the same day, so your compliance team can judge the document itself.

Email the lab
REPLIES SAME DAY · EVERYTHING ANSWERED IN WRITING, ON THE RECORD